Product Review of Standard Chartered Bank Personal Loan

Public Notice – Disclaimer:We currently do not partner with Standard Chartered Bank and details about Standard Chartered Bank herein are solely for information purposes only. For other loan provider alternatives, check out below. For partnership concerns,click here.

If you are looking specifically for Standard Chartered Bank Personal Loan, please visit their website at contact them at830 1111. Thank you.

How to Qualify

You can qualify for a personal loan at Standard Chartered Bank if you are:

  • At least 22 years old but not over 58 years old
  • Employed and has a stable or regular source of income
  • Earning the preferred minimum income or more

Although the bank is open to accommodate all types of borrowers (e.g., individuals, business owners), it follows a specific approval criteria. Specifically, approval depends on the borrower’s income range, amount to borrow and existing loan status or credit history.


If you think you pass all the qualification standards, start preparing the following documents as soon as possible to get a loan:

  • Bank passbook record for 6 months or the latest bank statement for 3 consecutive months
  • Processing fee
  • Copy of valid or government-issued IDs, such as Voter’s ID, passport or driver’s license
  • Duly accomplished application form with a photograph
  • For employed applicants – latest payslip and the current salary certificate (Form 16)
  • For self-employed applicants – Latest Form 16 or ITR and the latest bank statement

To speed up your approval, make sure you have a good credit history. Pay off any pending debts you have. It also helps to opt for long term loans of at least 5 years.

Loan Perks and Features

With its relatively low interest rate, many borrowers consider Standard Chartered Bank Personal Loan as one of the best deals on the market these days. For one, the bank offers flexible terms for one to five years. No need to have a co-borrower as long as you can present sufficient info about your capacity to pay.

  • Availability of loan top-up facilities
  • Fast, convenient application processing
  • Favourable, flexible payment options

Get a loan at Standard Charted Bank now and secure the cash you need, be it for your business capital, monthly bills or other unexpected expenses.

For more information contact the Standard Chartered Bank Branch nearest you or call830 1111 . You can also visit their website at

The Difference

We understand the hassle that comes with getting a loan, which is why we created easy-to-use online tools and procedures to make the borrower’s life easier.

  • 3-Step Online Application Form – Fill this up for us to receive your loan info. This will serve as our basis in finding the right lender for you. We will look into our partner providers’ profiles and get you in touch with the one who can provide what you need.
  • Loan Status Checker – Use this to receive updates regarding your loan’s status.

Loansolutions PH is here to help Filipinos find the best loan options by giving them access to our wide network of bank and private lending partners all around the country.


Public Notice – Disclaimer: We currently do not partner with Standard Chartered Bank and details about Standard Chartered Bank herein are solely for information purposes only. For other loan provider alternatives, check out below. For partnership concerns, click here

If you are looking specifically for Standard Chartered Bank Business Loan, please visit their website at or contact them at 830 1111. Thank you.

Standard Chartered Bank Philippines offers Cash Secured Loans and Bills Purchase facility to help you manage your business’ financial needs. To qualify, you need to complete all the credit and documentary requirements. There are also prescribed facility limits that you need to adhere to in order to become eligible for those financing products. To check on the eligibility requirements and other details, you may visit a nearby Standard Chartered Bank. Basically, you need to be at least 21 years old and not more than 65 years old to qualify for the bank’s loan products. Minimum salary requirements depend on the type of credit option you are looking to avail.

If those requirements seem difficult for you to manage, there is no need to worry. Standard Chartered Bank Business Loan is not the only available credit alternative for business owners. Loansolutions PH has a wide array of credit alternatives and loan products on offer, each is attached with an easier and simpler application process so you would not have to shed tears and sweat to avail of them.


Loansolutions PH is a credit servicing arm that bridges the gap between lenders and borrowers. We are here to help prospective borrowers find the perfect lender and the right loan product for them. We have significant partnerships with the country’s most trusted lenders, banks, and financial institutions. That alone warrants our capability in laying down various options where you can pick the best deal.

Our company was built around a commitment to open up opportunities for enterprising Filipinos and give them a shot in doing good business. Especially for small business owners, starting up can be extremely difficult with no financial support within reach. That is why we try to make things simpler with attainable qualifications.

At Loansolutions PH, you only need to be of legal age and earn at least PhP15,000 monthly. Once you are deemed qualified, you can send in a personal information form, from which we will base our suggestions regarding your prospective lenders. If you find any of our suggestions to be perfect for you and your needs, you can well start the application process. We can also help cut your trip short to getting approved.

Loansolutions PH is one of the best sources of credit alternatives in the Philippines. We believe in the Filipinos’ potential to succeed, given the right support to finance both startup and expansion plans. Even small business ideas can have a shot at success, if it was actually given the break. That is what we are here for, to provide that much needed break that will help you sustain a flourishing business, even in the midst of a highly competitive market.