PRODUCT REVIEW OF PNB CAR LOAN
Public Notice – Disclaimer: We currently do not partner with PNB and details about PNB herein are solely for information purposes only. For other loan provider alternatives, check out below. For partnership concerns,click here
If you are looking specifically for PNB Car Loan, please visit their website at www.pnb.com.ph or contact them at (632) 5263131-70 | 8916040-70. Thank you.
The Philippine National Bank offers what it calls Sure Wheels Auto Loan as its PNB car loan. It features low down payment, low interest rates, easy terms and quick approval. This is available for both brand new and secondhand cars. Borrowers must be 21 years old and above but not more than 65 years upon loan maturity. The maximum loan term is 60 months.
PNB CAR LOAN
For secondhand cars, the older the car, the shorter the allowed loan term. For example, if you are buying a 7-year-old car, the maximum loan term is only 12 months but if you are buying a newer model (1-3 year old), you can pay it for up to 48 months. You can loan up to 80% of the purchase price if you are buying a brand new car and 75% of the appraised value if you want a used car. Interest rates for brand new car are lower than that of secondhand cars. PNB car loan indeed offers a reasonable deal to anyone who wishes to buy a car. But what if your loan application does not get approved? Well, there’s no need to worry because you still have a lot of other options.
Major banks in the country offer car loans and they are somewhat similar in qualifications and requirements, and have slight variations in payment terms and interest rates. Some offer loans for both brand new and used cars while others offer loans only for unused cars. Before buying a car, it is best to choose the vehicle wisely and shop around for your car loan options to get the best deal. In this regard, you can count on Loansolutions.ph to help you.
For more information contact the PNB Branch nearest you or call (632) 5263131-70 | 8916040-70 . You can also visit their website at www.pnb.com.ph.
WHAT IS LOANSOLUTIONS?
Loansolutions facilitates different forms of loan, including vehicle loans. We work with major banks in the country, as well as legit financing companies with loan products to offer to consumers. What we do is match borrowers with the right loan offer. Meaning, we do the pre-qualification process. Since banks and other lenders have eligibility requirements like minimum income, etc., we match a borrower that meets such criteria and connect them. This is the best way to save time and go on to the loan processing without much work.
What you simply have to do is fill up our application form. Once you submit the form, our system will automatically match you with our lenders based on your profile. You can be sure of accurate matching because we use an advanced algorithm. After matches were found, we will present them to you. Review each loan offer and choose which one you want to pursue. Our Loansolutions PH officer will assist you every step of the way. Do not forget to upload requirements immediately for faster processing. That’s how easy it is to apply for a loan from us.