Filipinos living in Luzon who need cash for personal reasons like medical emergency, hospitalization, school expenses and unexpected repairs may apply for apersonal loan in Luzon. Lenders and banks have varying requirements and terms when it comes to this. A personal loan differs from mortgage and car loans as the amount is usually lower and the payment period is shorter, which is often between one to five years. Some loans have collaterals, while others don’t.

There are various things that you need to consider before applying for a loan. First determine if you really need the money and if you will be able to pay it. The payment is usually monthly with the corresponding interest rate. Determine the repayment period, application fee, requirements, and penalty for late fees, and what happens if you default on your payment. See if you’ll also be required to have a collateral or not. Since there are different lenders and banks that offer personal loans, it’s important that you compare them so you can get the best deal.

Loansolutions PH makes the process easier and more convenient for you. You don’t have to go from one bank or lender to another and there’s no need to spend long time and efforts to do the comparison as we’ll shortlist the options for you. When you fill up our application form, we’ll match your details with our partner lenders. We will then give you a list of the top lenders that could provide you what you need. All you have to do is review their terms and conditions and decide which of them you would like to proceed the loan application with. While you still need to do the comparison, you will only be working with a short list and the best ones that match your requirements so it’s faster and more convenient.


As mentioned, we make loan application fast and easy for you. Filling up our online form doesn’t cost anything. We will not charge you as we earn through commission. Lenders pay us for approved loan applications so we are able to help both sides. There’s also no obligation. You can review the matching lenders and it’s up to you if you wish to continue with the application or you would like to look for other options. We would like Filipino borrowers to get the lowest rate that’s why we partnered only with lenders that offer interest rates that are within or even below the industry standard. The rates offered are usually from 1% to 5%. Apply for your personal loan atLoansolutions.ph and get it approved as soon as possible.