ACHIEVE YOUR GOALS

Achieve your goals with life-improving loans. We offer loans for the following purposes and more.

Extended OFW Financial Assistance

Other than being away from loved ones, OFWs face the challenge of providing for families back home, especially during times of crises such as emergencies or sudden spikes in school payments. When these things happen, don’t forget we’re just here.

Apply for Extended OFW Financial Assistance

Emergency Budget

For times you did not anticipate being late in sending money back home, our network of lenders can help you compensate the amount for the mean time. We got you and your family covered for anything you need in the shortest possible time.

Apply for Extended OFW Financial Assistance

Business Opportunity

Want to establish a business to create diverse income for your family? Don’t risk your hard-earned savings. We have partner lending companies willing to lend you the money you need to start investing on something that would increase your family’s income.

Apply for Extended OFW Financial Assistance

OFW on Vacation

We welcome OFW’s who want to get a loan to spend while on vacation at home with their families. You deserve time off away from the toils of working overseas without worrying about the budget or the risk of chipping away a significant amount from your savings.

Apply for Extended OFW Financial Assistance

Pre-deployment Loan

Need extra funds to book that flight to your dream job overseas? There’s no need to worry. We have the right partners for you and your need. We want to make sure you are at ease and your journey abroad is 100% worry free financially.

Apply for Extended OFW Financial Assistance

Balik-Mangagawa OFW Loan

Time to go back to your overseas work but lack the funds? We can help you get the necessary amount you need so you can book your flight and process your balik mangagawa requirements. This OFW loan is open specifically for Workers-on-leave and Re-hires.

Apply for Extended OFW Financial Assistance

Can't find what you're looking for?

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HOW LOANSOLUTIONS WORKS

Complete Loan Application

We want to know about you and your needs so we can help you find specific solutions that suit your present needs. Complete our easy loan application in less than 3 minutes.

Connect With Experts

One of our expert loan advisors will reach out to you via a phone call or email to discuss about your loan options with our partner lenders. Always keep your phone lines open for calls.

Get Multiple Offers

Receive multiple loan offers from our network of lenders. Pick out the best offer that you think is fair, reasonable and will help you solve or improve your financial situation.

Ready for the next step?

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Why Choose Us

3 Minute Application

A quick 3-minute one time application is all you need to apply for an OFW loan. Whether you are overseas or in the Philippines, rest assured we get your request anytime of the day.

Network of Lenders

We partner with multiple financing companies to provide you a wide selection of loan options. Get the best loan offer that is perfect for you and your family back in the Philippines.

Over 40 Loan Advisors

Our 40+ loan advisers are always ready to help you make informed decisions and to save you the hassle of submitting forms and documents from one loan provider to another.

Right Loan for You

We don’t make assumptions. With our automated loan matching algorithm you can be sure to qualify with the standards of the loan provider(s) we match to you in real-time.

Absolutely Free

We will not charge you for using our service - it’s absolutely free. As long as we are able to bring you closer to the banks and help fulfill your goals in life for you and your family.

Ready for the next step?

Apply Now

Watch JP Bisson on Bloomberg

“Loansolutions helps people who care about improving their lives.”

Jp Bisson, CEO

Our dedicated loan advisors come with years of experience and are experts in leveraging lending companies to get the most competitive rates

Many of our borrowers enjoy multiple loan options for no upfront fees or any money down as well as an interest of 15% - 20% APR for 12 - 36 months repayment term

Loansolutions helps people who care about improving their lives which is why we strive to provide the financial means to help pay medical bills, tuition fees, major purchases and other immediate needs.

To get started, just fill out our online application that takes just minutes to complete.

Faq

A personal loan is a multi-purpose credit that allows you to borrow for any personal reason or expense whether it’s to pay for tuition, travel, home renovation or a major purchase. You can borrow between 15,000.00 - 2,000,000.00 payable within 6 months to 3 years depending on the approving bank. Each bank has their own terms and policies.

We bring in a new way of borrowing money - easier, better and faster . Compared to the old and traditional way of annoying long lines, uncertainties and the high chance of red tape, Loansolutions offer a super quick application process that does not require you at all to leave the comforts of your home or office.

Just fill out a single 3-minute application. Once you hit submit, our system automatically works on prequalifying and matching your application to our network of partner lending companies where we submit your application at the same time. And instead of long, disruptive waiting lines at the bank, you’ll have friendly loan advisors waiting to help you go through all the process every step of the way from document collection all the way to loan approval.

There are two types of personal loans: secured and unsecured. Unsecured loan is the most common type of personal loan wherein you can borrow for a certain amount simply based on your creditworthiness or qualification. Whereas a secured loan allows you to borrow money only when you can produce a collateral as a security for full repayment.

Each bank has their own standard qualification. We put together these standard qualifications to come up with the basic or minimum requirements. However, passing bank qualifications will still depend on the approving bank.

For employed:
  • Age:21–65 years old (upon loan maturity)
  • Minimum income: 15,000 gross per month
  • Tenure: At least 1 year in current company
For self-employed:
  • Age: 21 – 65 years
  • Minimum income: 30,000 gross per month
  • Operation: At least 2 years in business
For employed:
  • Certificate of Employment
  • Latest Payslip(s)
  • Income Tax Document
  • Latest Utility bill statements
  • Company Identification
  • Government-issued Identification
For self-employed:
  • Copy of Registration of Business Name
  • DTI for single proprietors
  • SEC Documents for partnerships
  • Audited Financial Statements (for the last 2 Years)
  • Income Tax Document
  • Bank Statements
  • Any valid identification

It’s a case to case basis. Most banks or lending companies will only require a collateral if (1) you did not qualify the minimum standard qualification (such as with salary below income requirement) or (2) you require a higher amount than what your income can afford.

If you are not sure you need personal loan, here are a few reasons it is and it is not. It is right for you if you have (1) an urgent need to get funds such as with medical emergencies, lack of money to pay for tuition or pay bills and (2) if you think it is advantageous to get a loan than to spend years saving money for something you can pay in small installments such as with home renovation and major purchase (furnitures, appliances etc.).

On the other hand, it is not right for you if you just want a new gadget to replace a still working old one or if you want to use it for things such as gambling and other vices.

Banks offer loans up to 3,000,000. However, the amount you can borrow will depend on your qualification and capacity to pay. Philippine banking laws state that banks and lending companies are not allowed to lend money that would require borrowers to pay more than 30% of their gross income per month in loan instalments. This means that if you want a higher amount, you either need a higher income or get a collateral loan.

What People Are Saying About Us

I like the fact na ang pre-qualification nila is online, kasi madali lang siya at hindi nakaka-intimidate. Sobrang matulungin ang loan advisor na na-assign sa akin. Inasist ako from application hangang release. Will recommend Loansolutions talaga to my family and friends.

- Sandra, Iloilo

Loansolutions.ph helped me in securing my personal loan. They were organized and professional, as well as kind which made all of the difference in our interactions. They were very patient and treated me as a person rather than just a borrower. That made them stand above the rest. Thank you! yoLoansolutions.ph.

- Sheila, Davao

Hindi talaga joke ‘yung “multiple loan offers” nila. Na-surprise ako na qualified ako with more than 4 banks and lahat sila willing magpautang sa akin. Buti may choice ako so napili ko ‘yung pinakababang interest. Salamat Loansolutions!

- Edna, Metro Manila

Dako gyud kaayo ko ug pasalamat sa Loansolutions.ph. Tungod nila nakab-ot nako ang akong pangandoy nga sakyanan. Ilang napadali ang proseso sa akong application tungud kay dedicated jud ang ilang mga loan advisers ug daghan pud sila ug partner nga mga bangko.

- Roy, Cebu

One of our loan advisers is waiting to assist you.

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