A Rundown of the Philippines’ Top Killer Illnesses
While many diseases are congenital in nature, most of those considered “killer illnesses” are preventable and curable. A recent survey shows that the following diseases are the leading causes of hospitalization and death in the Philippines.
Cardio-Vascular Diseases – In recent estimates, 170,000 Filipinos die per year due to this disease, despite the fact that this can be prevented with changes in eating preferences, regular check-ups and right meds.
- Diabetes – Insulin injections are expensive and can eat up the family’s budget. With medical loans, many families would have been able to buy regular meds for diabetes.
- Stroke – This disease now affects both adults and younger people alike.
- Tuberculosis – 2014 records show that 63 Filipinos die due to TB every year when the initial symptoms (e.g., night sweats, coughing) would have been prevented through operations
- Kidney Diseases and Lung Cancer – Surgical operation for these two diseases are also expensive, which leads many to just bear the illness to the deathbed.
Preventive and Curative Medical Procedures
One looming problem for many Filipino households is the lack of funding for high quality surgical operation and treatment. The good news is, many government entities and private firms are now offering financial support to patients via medical loans. For instance, PCSCO and SSS have loan packages for sickness and hospitalization assistance.
PCSO – Although indigents are usually the priority, anybody can get a loan from PCSO, especially those from a poor family. The PCSCO office needs the following requirements for application processing:
- medical abstract
- request letter from the patient or his/her direct family member
- treatment specification (e.g., chemo, dialysis)
- hospital bill with the cashier’s or collective officer’s signature
- referral letter from the local community’s or Hospital’s social worker
SSS – SSS also has a Sickness Benefits, which is a daily cash stipend give to the member corresponding the number of days he/she is unable to work due to an injury. Applications need to pass the following documents for processing purposes:
- Forms – SS Form CLD9N (for employees), SSS Form B-304 (for Employer Reimbursement, SS Form MMD-102 and SS Form CLD-9A
- Certified true copy of medical records (e.g., Operating Room record, results of diagnostic procedures, hospital abstract)
- UMID or SSS Biometrics ID
- 2 Valid IDs
How Loansolutions.ph Can Help
SSS and PCSO may prioritise the applications of indigents, leaving those unqualified to find their own means to obtain money to pay for medical procedures. However, there’s no need to worry. Loansolutions.ph can help individuals find a private lending provider offering low-cost medical loan. Just fill up our 3-step online application form to get in touch with us and take advantage of our wide network of loan provider partners. We’ll discuss about your funding options and find a lender who can give you the needed amount.