LIVE IN YOUR DREAM HOME. APPLY FOR A HOME LOAN TODAY.
Choose the best option by comparing 2 modes of applying for a Pag-ibig housing loan with low interest rates. Pag-ibig housing loan is great if you have completed 24 monthly contributions, which is equivalent to 2 years. Loansolutions will help you from start to finish until you get the loan you want and need. Whether it’s to purchase a new home, refinancing or cash, our top-notch agents and direct lending partners will be able to help you out.
Pag-ibig housing loan is a very common type of loan availed of by Filipinos. Private and government employees are members of the Pag-ibig Fund because the law mandates it. Real estate is considered one of the best investments to have because its value, more often than not, appreciates over time. You can construct or buy a home and either live on it or have it rented or leased for profit. Pag-ibig Fund is known for housing loans, but the agency also offers multi-purpose and calamity loans. With Loansolutions, investing in a real estate property is made easy because we can assist you from start to finish until you get the loan you want and need.
When you apply for a Pag-ibig housing loan you are given 2 options, (a) Developer-Assisted – the developer assists the member in his/her housing loan application and (b) Retail – the member applies directly to the Fund. Through Loansolutions, we’ll make sure to match your requirements and capacity to pay with best option to achieve your housing goals. Applying for a housing loan through Loansolutions is easy. Secure important papers, fill out forms with your personal and employment details and we’ll review and match your information with the best housing loan option.
Once you have filled out our forms, we will assist you and discuss your loan options with you. After which, you can choose the best option that suits your need. You can then rest easy as we process the loan for you until you are approved.
HOW CAN WE HELP YOU?
With Loansolutions, all you have to do is fill out our online form then you’re on your way to getting the right loan you need and want that fits your lifestyle. We have dedicated agents who will assist you from start to getting the best payment schemes that will not hurt your pocket.
AM I ELIGIBLE TO APPLY FOR A LOAN?
There are several requirements to apply for a housing loan. A Pag-Ibig Fund member must have at least 24 monthly contributions at the time of loan application. A member who has contributed for at least two (2) years and whose loans exceed PhP 500,000 shall be required to pay the upgraded contribution rates upon housing loan approval and onwards. Member should not be more than sixty-five (65) years old at the date of loan application and must be insurable; provided further that he is not more than seventy (70) years old at loan maturity. Member should have the legal capacity to acquire and encumber real property with no outstanding Pag-ibig housing loan, multi-purpose loan at the time of loan application.
If you want to know more about the loan, you can apply on their website and fill out a Pag-ibig Housing loan form which is downloadable on their website.
LoanSolutions pre-qualifies loan applicants before they can proceed. Not all applicants pass the criteria for both housing loan options, which is why our pre-qualifying process is helpful.