Knowledgebase

Got questions about Loansolutions.ph? you're in the right place!

I am a government employee. How can I apply?

We were not able to find you a lender that service applicants with employment in the government..
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How likely is my application be approved?

If you pass the loan qualification and has no negative credit record or any legal cases..
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Is it okay to have my sister loan for me?

You can have someone from any of your family or friends..
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I’ve had financial problems in the past, will this be a problem?

It depends on what financial problem that is and if it is recorded..
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Can I still loan if I am not a credit card holder?

We have partner banks who processloans..
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Do you accept homebased applicants?

As of the moment, we do not have partners banks or financing..
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What if I don’t pass the income requirement but I have a house I can use as collateral?

Unfortunately, regardless if you have a collateral banks still look..
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Why do I get rejected with one bank and approved by another?

That is understandable since not all banks follow the same loan..
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How do I know if I am not qualified?

You will be informed of the result..
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I just started working, can I apply for a loan?

You need to be employed for at least 1 year and with a regular status..
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How do I know which bank I am qualified for?

We assign a dedicated loan adviser to help you with your inquiries..
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What are the Qualifications?

This means that you are already working for 3 years after college, regular employee..
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What are the requirements for a loan?

Each bank has their own standard qualification and requirements...
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What are the requirements?

Requirements asked from you are dependent on your matched lender..
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I work for a startup company, am I qualified?

It depends on how long the startup has been registered as a business..
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