Got questions about Loansolutions.ph? you're in the right place!
How do I get my money?
Get your loan proceed at the bank or your matched lender..Read More
I can’t provide payslips, is there another option?
If you have an ITR, we may be able to find you a partner that will accept and process your..Read More
I was approved for a loan before but cancelled my application, can I still get the loan?
First, we apologize if the cancellation is due to our service..Read More
Will the repayments increase during the term?
It depends on the approving bank if they offer you fix or flexible term..Read More
How do I repay the loan?
PDC or not , it actually depends on your ..Read More
Does an applicant need to be employed?
Not necessarily, as long as you have a stable source of income..Read More
How to apply for a loan?
We bring in a new way of borrowing money – easier, better and faster..Read More
How to apply for a personal loan?
Getting a personal loan is most advantageous when it’s mean..Read More
Who approves or denies the loan application?
Every financial institution, may it a bank or a private lending company..Read More
Why do banks don’t disclose the reason why they rejected my loan?
Unfortunately, most banks do not disclose the specfic reasons as to why an application..Read More
Should I borrow from a bank or private lending?
It depends on which has more weight to you. Is it low interest or less requirements?Read More
Are all borrowers charged the same rate for a particular loan?
No, although banks have their standard interest rates per loan product..Read More
How to calculate monthly amortization?
Monthly Amortization: (Approved Loan Amount / Number of months to pay) + (Approved Loan Amount * Interest Rate).Read More
Can I pay my loan in advance?
Any repayment agreement is between you and your approving bank..Read More
Can I pay my loan through salary deduction?
For now we don’t have bank partner that caters salary deduction as a way..Read More
Can a retired person stand as a guarantor?
Guarantors or co-makers must be as qualified as you..Read More
Can I skip one month payment?
That will depend on the bank or the lending company you will be matched..Read More
Can I take a joint personal loan?
Yes, but both applicants must reside at the same address..Read More
What can I use personal loan for?
Personal loans can be used for any purpose, such as wedding, major purchase..Read More
What should I do if I can’t make my repayments?
Negotiate with the bank for an extension. However, this may mean an..Read More
What if i can’t pay the amount loaned at the right time?
Most banks add interest to delayed payments to deter applicants..Read More
What if I don’t have a post dated check?
Most banks and private lenders require borrowers to pay..Read More
I don’t have proof of billing, what can I do about that?
If you don’t have, you can have the proof of billing of the person..Read More
Is there an early payback penalty?
That will depend on the approving bank or loan provider..Read More
What if my electric or water bill is not under my name, can I use that as a proof of billing for the requirement?
Yes, you can use any utility bills to present as one of your requirements..Read More
What If I fail to pay my loan?
That will depend on the banker lending company you will be matched..Read More
How to get my loan approved?
Check out qualifications of the loan product you are applying..Read More
How much is the interest rate?
Interest rate depends also with your matched lender..Read More
How much is the monthly repayment?
Monthly Amortization..Read More
How to loan for a pag-ibig housing
It’s not easy to own a home. Unless you have huge savings amounting to millions..Read More
How to loan in a bank?
One of the quickest ways to address cash problems is bank loaning..Read More
How to loan on SSS?
What is SSS? It’s the Social Security System in the Philippines which is the Government’s..Read More
Just want to know your terms and conditions on car loans
As we partner different banks and lending company they have their standard..Read More
Do you lend to persons who are not considered needy?
We, at Loansolutions.ph, advocate right loans for the right reasons..Read More
What are the types of personal loans?
here are two types of personal loans:secured and unsecured..Read More
What are the possible reasons for my loan to be disapproved?
If you have any of the following, you may want to work on that, so you can be qualified..Read More
What is the interest rate?
We partner with several banks and lending companies in the Philippines..Read More
Will you be looking at my personal credit report?
Loansolutions do not do any official background checking or credit investigation..Read More