Product Review of DB Personal Loan

Public Notice – Disclaimer: We currently do not partner with Deutsche Bank and details about Deutsche Bank herein are solely for information purposes only. For other loan provider alternatives, check out below. For partnership concerns, click here.

If you are looking specifically for Deutsche Bank Personal Loan, please visit their website at www.db.com or contact them at +63 2 894 6900.Thank you.


As a multi-purpose loan, DB personal credit might be all you need to fund your siblings’ or child’s tertiary education, upcoming family vacation, car purchase, home improvement or unexpected medical expenses.

  • What are the product features? – Many DB clients say that the best thing about this product is its option to transfer your loan from other banks to DB, allowing borrowers to take advantage of the latter’s interest rate. The bank also prioritizes existing customers, approving their loan with minimal documents. But for non-customer borrowers, DB still maintains its promise of fast processing and approval, assuring clients their money when they direly need it. DB also offers flexi-terms starting from 12 to 48 months. Processing fee is usually at 3% of the amount borrowed and the interest rate starts at 24% per annum. However, this may vary depending on the region you’re from and the amount you plan to borrow. So for any specific inquiries about the loan, it’s always best to contact the bank.
  • How can I qualify? – Applicants should be at least 25 years old but not over 60 years old and has a stable job or other sources of income. DB also requires contact details at both office and residence.
  • What are the requirements? – DB’s requirements for non-client and existing customer may differ with special preference for the latter. Nevertheless, the following are the necessary documents to prepare prior to your application:
Proof of Identity

(bring at least 1)

– Passport (for foreigners)

– Valid IDs (e.g., Voter’s ID, Driver’s License)

Proof of Signature

(bring at least 1)

– Banker’s Certificate

– Driver’s License, Voter’s ID

Proof of Age

(bring at least 1)

– Birth Certificate

– Valid IDs bearing your personal info (e.g., Passport, Voter’s ID)

Proof of Residence

(bring at least 1)

– Certificate of Residence

– Valid IDs bearing your permanent address (e.g., Passport, Driver’s License, Voter’s ID)

DB still has the discretion to demand further documents to ensure the borrower’s identity and capacity to pay.

For more information contact the Deutsche Bank Branch nearest you or call +63 2 894 6900. You can also visit their website at www.db.com.

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