Product Review of Citibank Business Loan

Public Notice – Disclaimer: We currently do not partner with Citibank and details about Citibank herein are solely for information purposes only. For other loan provider alternatives, check out below. For partnership concerns, click here.

If you are looking specifically for Citibank Business Loan, please visit their website at www.citibank.com.ph or contact them at 234 9999. Thank you.


Citibank is an international bank that runs branches in the Philippines. For business owners wanting to boost their trade, the bank offers Citi Ready Credit. This is a standby line of credit that can be used to grab business opportunities, prepare for emergencies or finance other needs. Filipino residents or foreigners with Philippine address aged 25 to 65 can apply for this loan, for as long as they earn a minimum of Php360,000 and they have a credit card.

WHAT IS CITI READY CREDIT?

Citi Ready Credit is not directly a Citibank business loan. Rather, it is a credit line that lets users access cash through installment loan or cash advance. Customers who want to get an installment loan can simply call their hotline or visit any of their branches. Up to 96% of approved credit line can be used with a maximum of 4 loans at a time. Citi Ready Credit does not require collaterals and standby line of credit is up to Php2 Million with no annual fee.

WHAT IF YOU DON’T GET APPROVED?

This financial product does not require a collateral, and the requirements are not that hard to provide. However, the possibility remains that you might not be approved considering that the minimum annual income should be Php360,000. If the unfortunate happens and you are not approved of the Citi ready Credit, it’s not yet the end of the rope for you. You still have other options to explore. Many banks and financing companies offer business loans to support small to medium business owners. With that, you can find the service of Loansolutions.ph very helpful.

For more information contact the Citibank Branch nearest you or call 234 9999. You can also visit their website at www.citibank.com.ph.

HOW LOANSOLUTIONS CAN HELP

Loansolutions.ph has partnered with a wide network of companies such as banks and credit institutions. This is for lenders and borrowers to have a common place to meet. If you’re a borrower, you might not be aware of the many loan products available for you. This problem is resolved by having a site that matches the two parties. If you submit a business loan application to us, we will automatically check the eligibility criteria specified by lenders offering business loans. Once you meet a set of criteria, you will be matched and presented with a loan offer. Thus, you can save time and effort trying to apply for business loans from different institutions.

Loansolutions PH facilitates quick and easy business loans in the country. If you have been thinking of expanding or boosting your business, we are with you all the way. Once you are presented with a match, one of our officers will be assigned to you to assist you. In case no match is found, we will still tell you your options. One thing is for sure, we are here to back you up in your major business decisions.