GET A PERSONAL LOAN AT A LOW INTEREST RATE TODAY. FAST LOAN APPLICATION PROCESSING.

Chinatrust loanPhP20,000 to PhP1,000,000 personal loan that can be paid from 12 months to 3 years. Applicants must be 23-60 years old and earn at least PhP15,000 per month. The interest is a fixed rate of 16.68% per annum with 1.39% per month add-on.

Loansolutions has partnered with banks and lenders to offer you alternatives that give rates that are lower than Chinatrust loan interest rate. We only work with lenders that offer 1% to 5% interest rate per month. This is because we want borrowers to get the money they need without the hefty payment due to the high interest rate. Depending on your ability to pay, the amount that you can borrow is from PhP10,000 to PhP2,000,000. This is better than Chinatrust loan because if you need to borrow less than PhP20,000 or more than PhP1,000,000, then it would be possible. As mentioned, most of our lenders are willing to work on a flexible payment solution so you can find a method that would be convenient for you. Loan application is also very quick as you can get matching lenders in as fast as 24 hours.

HOW OUR ONLINE LOAN APPLICATION WORKS

Click the “Apply Now” button on this page or on our homepage and you will be asked to fill out our online loan application form. This is different from Chinatrust loan online form as your loan will not yet be processed immediately after filling out the form. Our easy to understand application form would help us in finding the lenders that best fit your details. This is a pre-qualification process that would let us match you with the best lenders. Once we find your matches, we will send them to you and you will also be presented with their terms. You can get this information in as little as 24 hours. What’s good about this is that you’re not just limited to one option. Since you have several choices, you can compare their terms and personally choose which you think has the best offer. You can then proceed with the loan application once you decide on your lender.

YOU CAN QUALIFY FOR THIS TYPE OF LOAN

Loansolutions wants to make it easy for every Filipino to have their loan application approved. This is why the requirements to qualify for a loan on our site are not too difficult to meet. You must be a Filipino citizen or a foreigner with an ACR (Alien Certification for Residency), and must be at least 21-years old, with a monthly income of at least PhP15,000. Note that our partner lenders and banks may also have their specific requirements that you need to meet. This information will be given to you once we find your match. Start your loan application today by filling out our online form!