Public Notice – Disclaimer: We currently do not partner with Chinabank and details about Chinabank herein are solely for information purposes only. For other loan provider alternatives, check out below. For partnership concerns, click here.

If you are looking specifically for Chinabank Personal Loan, please visit their website at or contact them at (632) 88-55-888 Thank you.

A personal loan is a loan that you can use for various personal expenses. Many people apply for this to pay for unexpected bills such as hospitalization and repairs. There are generally two types of personal loans. Secured and unsecured. Secured personal loans have collateral, while unsecured loans do not and just base the approval and rate on the borrower’s credit history. Although there are lenders that give out loans even to those with bad credit score, the interest rate is usually higher because of the risks involved.

Chinabank offers personal loans without collateral to qualified applicants. The amount of loan it offers is from PhP20,000 to PhP 1 million. Repayment is through post-dated checks for monthly installments that could last from 12 to 48 months. The interest rate is an add on per month that ranges from 1.55% to 1.95%, depending on the agreed terms of payment. In order to qualify, you must be employed or self-employed and earn at least PhP 30,000 per month. There’s also a one-time processing fee of PhP 1,500.

For more information contact the Chinabank Branch nearest you or call (632) 88-55-888. You can also visit their website at

BETTER ALTERNATIVE TO APPLY FOR A LOAN will connect you to top lenders that offer flexible terms and better rates. You’ll have more options so you don’t have to settle for one bank. We’ll match you with lenders that could provide the personal loan you need. We have partnered with lending companies and banks that could offer you as low as 1% interest rate. Our site also does not charge for a processing fee when you fill up our application form as we are paid by our partners through commission. The amount that you can borrow is more flexible as it’s from PhP 10,000 to PhP 2 million. Required minimum salary is also lower at PhP 10,000.


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