At the beginning of year 2017 everybody is about goals – #relationshipgoals #bodygoals #travelgoals etc. However planning and actually doing have an enormous gap especially when the one thing preventing you from achieving is money. So how do you arrive at the ‘doing part’?
Simple – manage your finances.
- Plan your expenses and stick religiously to the budget you set
- Set aside a percentage of your income to realizing each goals
- Carry just enough money for necessities so you don’t overspend
- Earn extra income from side projects (freelance work, investments etc.)
For emergency reasons or a major purchase, use a credit card or personal loan so you can distribute your payments all throughout the loan term making it easier for you to include loan repayments in your monthly budget.
To help you along, here’s an informative infographic from our friends at Moneymax.ph on different 2017 goals a personal loan will be good for.