REVIEW OF BDO PERSONAL LOAN

Public Notice – Disclaimer:  currently do not partner with Banco De Oro (BDO) and details about BDO herein are solely for information purposes only. For other loan provider alternatives, check out below. For partnership concerns, click here.

If you are looking specifically for BDO Personal Loan, please visit their website at www.bdo.com.ph or Call BDO Customer Center at 631-8000. Thank you.


Banco De Oro (BDO) is one of the largest bank in the Philippines. The bank offers a variety of financial products which includes Personal Loan. BDO offers low rates and flexible repayments.

In order to qualify for a BDO Personal loan, a person must be between 21 – 70 years old upon loan maturity. Must own a business for two years with positive income or a regular employee for 1 year. It’s looks pretty simple, but it’s not. One has to submit documentary requirements and undergo Credit Checks / Investigation before a person becomes eligible for a loan.

For the documentary requirements, one must show a proof of income such as Photocopy of the latest BIR Form 2316 or W2 signed by employer’s authorized representative, Original Certificte of Employment and Incoe (COEI) in the last 3 months, if Employed. Photocopy of Registration of Business Name and Latest ITR and W4 with BIR / Bank Stamp, Audited Financial Statements and Bank Statements, if with Business.

For more information contact the BDO Branch nearest you or Call BDO Customer Center at 631-8000. You can also visit their website at www.bdo.com.ph.

WE UNDERSTAND YOUR NEEDS, NEVERTHELESS

Currently, Loansolutions does not partner with BDO nor is the company officially representing the said bank.  

However, we do offer Personal Loans via our Partnership with 20+ Loan Providers nationwide.

Choose the kind of loan you deserve. There are two types of bank loans – secured and unsecured loan. Secured type of personal loan is one that requires collateral such as a home or car. Interest rates are usually lower. There is a risk of repossession if the loan is not settled. Unsecured loans do not require collateral but policies are more stringent. Credit history of the loan applicant is checked. Interest rates for personal loans vary. It is best to choose the option that is flexible, affordable and has convenient payment schemes.

Once you have filled out our quick form, a dedicated loan adviser will call and discuss your loan options with you. After which, you can choose the best option that feels right for you. After you have chosen among the offerings, we will process the loan for you until you are approved.

WE KNOW HOW TO EASE YOUR BURDENS

We may not hold a partnership with BDO but we do have alternatives to a BDO Personal Loan that are equally effective in unloading you of your financial burdens.

Looking for a bank loan with low-interest can be a hassle. With Loansolutions, you do not have to go out of the comforts of your home to go to the bank. All you have to do is fill out the form and wait for our dedicated agents to assist you from collating necessary requirements to getting the best payment schemes that will not hurt your pocket. Loansolutions will get in touch with you to update you with the status of your application. Our customer support is also available to answer your queries or help you with any of your concerns.

ARE YOU ELIGIBLE FOR A LOAN?

There are several requirements to apply for a personal loan. You should be a Filipino citizen age 21 but not older than 70 upon loan maturity. Your minimum gross annual salary must be PhP 120,000 for salaried employees and PhP 400,000 if you’re self-employed/professional. Salaried employees must have at least a one-year tenure with the company. If self-employed, must be a sole proprietor or majority part-owner of a company operating for at least two years. Professionals must have at least 1 year of private practice.

LOAN RATES YOU CAN AFFORD. APPLY ONLINE.

Personal loan is another option for people to get financial assistance. Most banks offer different options for personal loans, varying in interest, terms, and flexibility. It gets tricky when deciding which kind of loan to choose because there are a lot and the math is most of the time challenging. Loansolutions helps match borrowers to the right loan product that fits their needs and paying ability.