Public Notice – Disclaimer:  We currently do not partner with AIIB and details about AIIB herein are solely for information purposes only. For other loan provider alternatives, check out below. For partnership concerns, click here.

If you are looking specifically for AIIB Car Loan, please visit their website at or contact them at (02)893-4350. Thank you.

As the country’s only commercial bank following the Islamic banking principles, Al Almanah Investment Bank of the Philippines (AAIIB) caters mostly to our Muslim fellows. AAIIB is subsidized by the Development Bank of the Philippines and it is meant to be a source of funding for Muslim business owners. However, those looking to get an AAIIB car loan, for instance, can opt for one of its four major credit products.


In accordance with Islamic banking guidelines, AAIIB offers these four credit types:

  • Al-Qardhasan – Otherwise known as benevolent loan, this type of credit is granted without an interest in accordance with the stipulations of the Holy Quran. Lenders aren’t supposed to implicitly pre-arrange the payment of the interest earned so it is up to the borrower to repay the excess.
  • Ijarah – Literally means “to give something to rent,” this credit type allows the borrower to rent assets in order to use them for personal or business purposes.
  • Murabahah – This is an exchange transaction wherein the borrower needs to divulge his or her purpose for the money. If it is for business, he or she should lay out the expected profit-margin of his planned venture so that the interest rate may be computed accurately.
  • Al-Bai Bithaman Ajil – Works like a sales contract, this funding type requires the lender and borrower to set specific deadlines for the repayments.

For more information contact the AIIB Branch nearest you or call (02)893-4350. You can also visit their website at


If the Islamic banking style doesn’t suit you and you’re really looking for a specialized auto loan, you might like to shop around for other providers. That’s where we, Loansolutions PH loan consultants, enter the scene. We’ve designed an application process you can complete in just three steps and start your application in just a matter of minutes.

We accept applications by Filipino citizens who’re 21 to 70 years old. Individuals must bring along their proof of income, which can either be the latest payslips for those employed and cash flow statement for business owners.

To speed up your approval rate, it helps to submit any papers showing your income sources, both active and passive. Don’t hesitate to present your credit history, especially if you have a good one, because this can help establish your credibility as borrower.

Before you sign a deal with one of our partner lenders, our consultants will review your documents and give you some tips on how best to leverage your credentials to land an awesome deal. Our job is to facilitate your application process, laying out your options, comparing prices and pairing you up with a lender who’ll best provide you what you need.

Loansolutions PH is the country’s largest group of reliable lenders. Our loan consultants are committed to providing borrowers the widest range of options, making sure they’d make informed decisions when getting a loan.